Place it at the end of a setup scene, right before the cut to the victim's face, then follow with the shocked sound and the Oh No No No Laugh as the realisation spreads. Keep it as the turning point of the edit, with a reaction shot before it and the laughter after it.
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A flat, automated Russian voice announces that 1,200 rubles have just been taken from an account, in the clipped cadence of a payment confirmation. It lands with a jolt of worry, the kind that makes a listener reach for their phone before thinking. The wording copies the style of Russian mobile banking alerts, which is why the small, specific amount sounds routine enough to believe.