Place it at the exact payoff of a stinginess gag, after the setup line and before the group's reaction shot. Follow it with a deflated reaction sound for the letdown, or precede it with a cheerful spending montage so the contrast carries the joke further.
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This clip centres on the single name Scrooge, presented as a short, pointed label for someone acting miserly. It lands as dry and judgmental rather than playful, the kind of name-drop that instantly calls out stinginess, makes the moment feel awkward, and lets everyone else react without a long explanation being needed at all.