Place it at the end of a build-up, just before the collision shown on screen, then follow the impact with a Scream Meme Sound for the reaction and a Bruh Sound Effect for the stunned pause after the dust settles.
About this sound
This 1.2-second clip is a loud, breathless passenger shouting a frantic warning that a crash is coming, then breaking into a high-pitched scream. It feels urgent, startled and helpless, turning a split second of fear into something funny once the danger has passed.