The line comes from the 2011 comedy Bridesmaids, spoken by Kristen Wiig as Annie Walker, a character whose life and finances are falling apart throughout the film. Clipped from the film, the audio spread on soundboards and social media as a shorthand reaction for being broke. Its exaggerated delivery made it reusable far beyond the original scene, often paired in edits with the opposite energy of Here Comes The Money for wealthy reveals. It remains popular because almost everyone recognises the embarrassment of wanting something they cannot afford.
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The 'Help I'm Poor' sound effect is Kristen Wiig's pleading line from Bridesmaids, used for broke moments, expensive prices and begging jokes online.
A woman delivers the line in a desperate, pleading whine, stretching the words as if she is about to cry while asking for help because she has no money. The delivery is dramatic far beyond the situation, which is exactly why it lands as comedy rather than genuine sadness. Her voice sounds embarrassed, overwhelmed and completely defeated, turning a simple admission about being broke into an over the top confession. Listeners instantly understand the feeling of checking a bank balance, seeing a price tag or realising payday is still far away.